Axis Bank is one of the premier banking institutions in India and offers a range of financial services, including credit cards, to all of its customers. With time, the bank has become a major credit card issuer in the country and has issued over 1.50 crore credit cards (as of May 2025) so far. Axis Bank recently also acquired competitor Citibank and expanded its market value.
From entry-level to premium categories, the bank issues various credit cards, keeping the requirements of different individuals in mind. Some credit cards offered by the bank are best suited for frequent shoppers, some are great for movie lovers, and others are targeted at people who travel very often. There is something for each earning individual to pick from.
Here we have listed the five best Axis Credit Cards of 2025, offering benefits across multiple categories, each tailored to distinct spending styles.
05 Best Axis Bank Credit Cards in India
1. Axis Bank Primus Credit Card –
The Axis Bank Primus credit card is the most premium and super expensive, ultra-luxury card, with the likes of Axis Burgundy Private and Axis Reserve. This invite-only card charges a joining fee of Rs. 5 Lakh and an annual fee of Rs. 3 Lakh, the highest in the market so far. While consumers get an exclusive access to usual premium card benefits like unlimited lounge access, complimentary guest visits, and zero foreign exchange mark-up, what truly sets Axis Primus Credit Card apart are its exceptional luxury benefits.
Joining Fee: INR 5,00,000 + GST
Renewal Fee: INR 3,00,000 + GST
- One-way airport ‘Meet & Assist Service’ or ‘Fast Track Immigration Service’ when traveling worldwide
- 1 complimentary one-way luxury airport transfer service per itinerary at participating airports worldwide
- One complimentary night stay on booking a minimum two consecutive nights at 900+ luxury hotels
- Unlimited domestic and international lounge access via Priority Pass, along with 24 complimentary guest visits per year (12 each).
- Unlimited free companion’s airfare on purchase of first class or business class tickets.
- Complimentary Taj Epicure membership and Zero forex markup fee.
2. Axis Bank Reserve Credit Card –
Axis Bank Reserve credit card is one of the best super-premium credit cards in India currently. Most features on the card are travel-focused, largely catering to the premium travel needs of high-income individuals. It stands strong on the travel grounds with benefits like unlimited lounge access, premium hotel memberships and a low forex markup of 1.5%.
Joining Fee: INR 50,000 + GST
Renewal Fee: INR 50,000 + GST
- Unlimited domestic & international lounge visits via Priority Pass.
- ITC Culinaire, Accorplus, Club Marriott & EazyDiner Prime memberships & offers on Postcard & Oberoi hotels.
- 50 free golf rounds every year across select golf courses in India.
- B1G1 offer on BookMyShow tickets with up to 5 offer tickets per month.
- Up to 30 EDGE reward points for every Rs. 200 spent.
3. Axis Bank Olympus Credit Card –
The Olympus Credit Card is the latest addition to the list of super-premium credit cards in India, launched to transition Citi Prestige cardholders to Axis Bank. The card comes at an annual fee of INR 20,000/- and offers benefits around travel and other lifestyle categories like golf and movies. While the reward-earning rate is quite basic, the card offers an excellent redemption ratio of almost 1:4 against travel partners.
Joining Fee: INR 20,000 + GST
Renewal Fee: INR 20,000 + GST
- With an exclusive Taj Epicure Membership, avail benefits like 25% savings on food & beverage, 20% off on Spa Treatments at Jiva Spas across hotels, 25% off on orders via Qmin App and 20% savings on best available rate on rooms/suites.
- 1 EDGE Mile on every Rs. 100 spent on domestic transactions
- 30% Discount Up to ₹1,000 on Dining with Axis Dining Delights. Buy One Get One Free on Movie and Non-Movie Ticket Booking with BookMyShow.
- Unlimited International Airport Lounge Access with Priority Pass membership.
4. Axis Magnus Credit Card –
Axis Magnus has risen the charts fast, to become one of India’s most popular premium travel credit cards, owing to its high reward rate, excellent redemption ratio and the unique monthly milestone feature. At 6%, the base reward rate of Axis Magnus is one of the highest among premium credit cards. However, due to spend based capping on the reward earning, you can maximize the earning potential of the card if you are able to spend Rs. 1.5 Lakh or more in a month.
Joining Fee: INR 12,500 + GST
Renewal Fee: INR 12,500 + GST
- 12 EDGE reward points on every Rs. 200 spent on cumulative monthly spends of up to Rs. 1.5 Lakh
- 35 EDGE reward points per Rs. 200 spent above cumulative monthly spends of Rs. 1.5 Lakh
- Luxe gift card/ The Postcard Hotels/ Yatra voucher worth Rs. 12,500 on making the first transaction within 30 days from card issuance
- Unlimited international & domestic lounge visits with 4 additional guest visits.
5. Axis Atlas Credit Card –
Axis Atlas is one of the most popular travel credit cards in India and comes in the airline-agnostic segment. While the card delivers an excellent reward rate on travel, certain limitations do exist. Cardholders can earn accelerated EDGE Miles on their travel spends, which can be redeemed across 20+ travel partners.
Joining Fee: INR 5000 + GST
Renewal Fee: INR 5000 + GST
- Up to 2,500 bonus EDGE Miles as welcome benefit
- Up to 5 EDGE Miles per Rs. 100 spent on travel
- Up to 12 international and 18 domestic lounge access every year
- Milestone benefits of up to 5,000 EDGE Miles
- Axis Travel EDGE: Redeem to book flights, hotels and experiences via Axis Travel EDGE platform in the ratio of 1:1 (1 EDGE mile = Rs. 1)
