Tulika Agarwal

Cryptocurrency: The New-Age Digital Currency

Bitcoin, Legal, India, Cryptocurrency, RBI, Digital Rupee

In recent years, cryptocurrency has transformed from a niche concept into a global financial revolution. With millions of investors, traders, and businesses accepting digital currencies, understanding how cryptocurrency works and the different types available is essential. This article breaks down the basics of cryptocurrency, its working mechanism, and the most popular types you should know. …

Cryptocurrency: The New-Age Digital Currency Read More »

Is CIBIL Score Mandatory for Loans? Finance Ministry Clarifies

Credit, CIBIL, Loan, RBI, Finance

The Finance Ministry has recently issued a clarification regarding the role of CIBIL scores in loan approvals, putting to rest concerns about whether they are mandatory for first-time borrowers. According to the ministry, while credit scores are important tools for lenders, they are not the sole deciding factor in loan sanctioning. Banks and financial institutions …

Is CIBIL Score Mandatory for Loans? Finance Ministry Clarifies Read More »