The Life Insurance Corporation of India (LIC) is the country’s leading insurance provider, offering a wide range of life insurance products. As a policyholder, it’s crucial to stay informed about your coverage details and track your premiums. The good news is LIC offers a convenient online portal to access your policy information and statements anytime.
This article guides you through the process of checking your LIC policy status and statement online:
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Why Check Your LIC Policy Status Online?
Staying on top of your LIC policy is like checking your car’s gas gauge. Here’s why:
- Avoid missed payments: Don’t let your coverage lapse due to a forgotten payment. Check your status for upcoming due dates.
- Track your money: See your sum assured (death benefit), maturity date, and any bonuses earned.
- Policy Details Verification: It helps you verify that all details are correctly recorded and updated.
- Manage debts: View the balance owing on any loans you took out against your insurance.
- Claim Process: Understanding the policy status can expedite the claim process in the event of maturity or any unfortunate incidents.
Checking your LIC policy status online is quick and easy. Just a few minutes can save you from headaches and ensure your policy works for you when you need it most.
How to Check the Status of LIC Policies for Registered Users
You may quickly check the status of your policy if you are a policyholder with LIC and have already registered on the LIC customer site.
- Visit the Official LIC Website:
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- Open your browser and navigate to the official LIC of India website.
- Login to Customer Portal:
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- Click on the ‘Login to Customer Portal’ option.
- Enter Login Credentials:
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- Log in using your User ID and Password or opt to receive an OTP on your registered mobile number for authentication.
- Access Policy Status:
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- After logging in, click on the ‘Policy Status’ tab.
- View Active Policies:
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- All your active LIC policies will be displayed on this page.
- If any policies are missing, you can add them using the ‘Enrol Policy’ option found in the tool section.
- Check Policy Details:
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- Click on any listed policy to view details such as the policy term, policy number, premium due date, sum assured, and more.
How to Check the Status of LIC Policies for New Users
New LIC policyholders can also access the policy tracking facility by following these steps:
- Visit the Official LIC Website:
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- Open your browser and go to the official LIC of India website.
- Customer Portal Sign-Up:
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- Click on the ‘Login to Customer Portal’ option available on the homepage.
- On the LIC login page, select the ‘Don’t have an account? Sign Up’ option.
- Enter Registration Details:
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- Provide details such as your policy number, email ID, date of birth, and premium amount to proceed with the registration process.
- Create User ID and Password:
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- Choose a unique User ID and a secure password.
- Email Verification:
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- After successful registration, a verification link will be sent to your registered email address.
- Click on the verification link to activate your account.
- Verify Policy Details:
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- Once verified, log in to check and manage your LIC policy details.
Additional Tips
- Keep Your Documents Ready: Have your policy document and premium receipts handy while registering.
- Accurate Information: Ensure that all the information you provide matches the details in your policy document to avoid any discrepancies.
- Secure Your Login Details: Keep your User ID and Password confidential. Do not share them with anyone.
You may quickly register on the LIC e-Services site and utilize the several online services that LIC provides by following these steps. This will help you manage your policies more efficiently and ensure that you have all the necessary information at your fingertips.