Tulika Agarwal, Author at You Banking Bud

Employee Provident Fund (EPF) Changes Applicable from 2025; Check Out New Guidelines

June 2025 marks the implementation of various financial rules such as the EPFO 3.0 system for quick withdrawals, series of changes applicable from henceforth. In 2025, EPFO (Employee Provident Fund Organization) has implemented several changes to the existing Provident Fund (PF) system, including simplified money transfers, online profile updates, and digital joint declarations. These changes aim …

Employee Provident Fund (EPF) Changes Applicable from 2025; Check Out New Guidelines Read More »

Personal Loan: Check Out Top 5 Private Banks with Low Interest Rates

Personal Loan, Interest Rate, HDFC, ICICI, CIBIL

Find out the top five private sector banks that offer competitive interest rates on regular personal loans. Personal loans have become a popular financial tool for individuals seeking quick access to funds – whether it’s for any emergency, travel, education or any other payment. However, the interest rate on a personal loan significantly influences the …

Personal Loan: Check Out Top 5 Private Banks with Low Interest Rates Read More »

ATM Withdrawal Charges: New RBI Rules for You!

ATM Withdrawal Charge ATM withdrawal charges refer to the fees banks levy when customers use an Automated Teller Machine (ATM) beyond a specified number of free transactions in a month. These charges apply to cash withdrawals, balance inquiries, and other ATM services once the free limit is exhausted. Any ATM withdrawal charge is levied per …

ATM Withdrawal Charges: New RBI Rules for You! Read More »