Easily Manage Your Budget With These Apps


It is complex to manage your budget in the right way.  It is always important to track your spending as well as sticking to a budget.

But what is the best way to manage money? Noooo, the old-school method of managing money is very onerous and not everyone can adopt it. Creating an Excel spreadsheet is also a boring option.

Let us introduce you to the latest method to manage money. Personal finance budget software is helping both beginners as well as veteran budgeters to acquire a solid hold on their finances.

Following are different budgeting & tracking programs you can to use:

All-in-one Budget Software-

  1. Personal Capital
  2. Clarity Money
  3. Mint
  4. Quicken
  5. Zeta

Money/Budget Assistants-

  1. Pennies
  2. Joy
  3. Pluto

Zero Based Budget Software-

  1. SpendPal
  2. EveryDollar
  3. YNAB (You Need A Budget)
  4. Proactive Budget
  5. Mvelopes

Budget Software Graveyard-

  1. Penny
  2. Change
  3. Unsplurge
  4. Hip Money
  5. Cashpath
  6. Level

Other Budget Software-

  1. AccountMe

Read More: Best High-Yield Savings Accounts For 2020

How To Take Advantage Of Budgeting Software?

No matter what software you pick, the most important thing is to understand how to take advantage of all the features offered by it.

Keep the following points on the mind, to make the most of your software:

  • Be Regular: Set up a system for checking your finances. Regardless of weekly or daily check-ups, set them into your schedule. Trust me, it is very easy to just set it & forget it.
  • Decide Your Goals: Do your budgeting software permits you to decide goals? If yes, then do it! If no, then set your goals on your own. Nearly all people fail to reach any financial goals because they do not set one.
  • Modify: Select an expense category that will benefit your budget. Take advantage of that the customization setting in your app & make categories that will work the most for you.
  • Try them: Initially download some different budgeting apps and take a test drive of all of them. Finalize an app that will work best for you and if you end up not loving it, then just get rid of it.
  • Tools: Use all the tools offered by the app and if it permits you to set alerts or reminders, you should do it. Analyze your budget from every angle that your app offers.
  • Check-ups: Don’t forget to check-up quarterly, monthly and yearly as well. This will help you to keep a record throughout the year.

Use a Personal Budget Software & Manage your Finance Easily!!!

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